Recent Posts

Welcome back, COPPA

Rerun watchers will remember “Welcome Back, Kotter,” a schoolroom sitcom featuring a hummable theme by folk rocker John Sebastian and a cast of smart-alecky students.  The character of Juan Epstein was famous for forging excuse notes and permission slips and claiming they were from his mother.  What tipped off Mr. Kotter was that the letters always ended with “Signed, Juan Epstein’s Mother.”  OK, it’s a stretch, but there’s a connection between that 70s sitcom and the Children’s Online Privacy Protection Rule.

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"Check" out the $3.5 million penalty in the latest FCRA case

Here’s a newsflash:  There’s a troubling amount of inaccurate information in people’s credit reports that can result in the denial of a job, a place to live, and even necessities like groceries and medicine.  That’s why the Fair Credit Reporting Act requires consumer reporting agencies (CRAs) to “follow reasonable procedures to assure maximum possible accuracy.”  The FTC’s settlement with Certegy Check Services — which includes the second-largest civil penalty ever in an

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Banned of Sterling?

It’s not often we can draw a connection between Motown recording artist Freda Payne and an FTC law enforcement action, but here goes:  Ms. Payne topped the charts in the 70s with “Band of Gold” and the FTC recently announced a “Banned of Sterling” — a settlement with business opportunity pitchman Christopher Andrew Sterling that will ban him for life from marketing work-at-home promotions.

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FTC and Colorado AG: Infomercial pitchman's promissory promises not premised on truth

According to the ubiquitous infomercials, to rake in the big bucks with Russell Dalbey’s “wealth-building” programs, all you had to do was “Find ‘Em,” “List ‘Em,” and “Make Money" — the “‘Em” being seller-financed promissory notes.  The pitch was convincing to the close to one million people who bought the programs.  But according to the FTC and Colorado AG, the defendants’ claims of quick and easy money were deceptive.

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Business buyer beware

As a small business person, you’re looking for ways to keep your credit and debit card processing costs down.  So when someone calls claiming to be associated with your current card processor, Visa or MasterCard, or your bank and promises big savings, of course you’d be all ears.  But according to a lawsuit filed by the FTC, the deceptive practices of one processing outfit have given new meaning to the word “swipe.”

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