Credit and Finance
The FTC enforces laws that protect consumers against unfair or deceptive financial practices in lending, loan servicing, debt collection, and debt relief services. The FTC also takes action against certain unfair or deceptive practices related to billing and payments, and well as other practices that cause financial harm to consumers.
Credit
If you extend credit to consumers or are shopping for credit for your business, know your rights and responsibilities.
Debt
If you market products or services promising to help consumers with their debts – or assist companies that do – are you up on the rules and laws that apply to your business? (For resources related to the Fair Debt Collection Practices Act, visit Debt Collection.)
Debt Collection
The Fair Debt Collection Practices Act protects consumers from abusive or harassing treatment by debt collectors and establishes guidelines for the industry. Is your company complying with the law?
Mortgage Lending
The FTC enforces laws that protect consumers from deceptive mortgage practices by certain kinds of lenders. If your company is within the jurisdiction of the FTC, are you complying with the law?
