Legal Resources

Effectiveness of "Opt-Out" Disclosures In Pre-Screened Credit Card Offers: A Report Submitted to the Commission

July 27, 2004

An FTC-commissioned consumer study which shows that opt-out notices that would be required by the proposed rule are significantly more effective than notices currently used to notify consumers of their opt-out right.

Electronic Signatures in Global and National Commerce Workshop

April 3, 2001

Workshop gathering information to report to Congress on the benefits and burdens of a section of the Electronic Signatures in Global and National Commerce Act that authorizes use of an electronic record to send legally required information to consumers under certain circumstances.

EMC Mortgage Company

September 9, 2008

Express Consolidation

November 29, 2011

Fair Debt Collection Practices Act Annual Report - 2000

June 9, 2000

Report to Congress summarizing the administrative and enforcement actions taken in 1998 under the Fair Debt Collection Practices Act aiming to curtail abusive, deceptive, and unfair debt collection practices in the marketplace.

Fair Debt Collection Practices Act Annual Report - 2001

March 23, 2001

Report to Congress summarizing the administrative and enforcement actions taken in 2000 under the Fair Debt Collection Practices Act aiming to curtail abusive, deceptive, and unfair debt collection practices in the marketplace.

Fair Debt Collection Practices Act Annual Report - 2002

February 12, 2002

Report to Congress summarizing the administrative and enforcement actions taken in 2001 under the Fair Debt Collection Practices Act aiming to curtail abusive, deceptive, and unfair debt collection practices in the marketplace.