Legal Resources

Collecting Consumer Debts: The Challenges of Change - A Federal Trade Commission Workshop Report

February 26, 2009

Following up on an October 2007 workshop, an FTC report recommending that the debt collection legal system be reformed and modernized to reflect changes in consumer debt, the debt collection industry, and technology

Fraud Forum

February 25, 2009

Forum to examine how the FTC can more effectively protect consumers from fraudulent schemes.

Financial Privacy Notice: A Report on Validation Testing Results (Kleimann Validation Report)

February 12, 2009

A summary of the results of a small-scale study to validate the final set of changes to the prototype privacy notice.

Self-Regulatory Principles for Online Behavioral Advertising

February 12, 2009

This report from FTC staff describes the agency’s ongoing examination of online behavioral advertising and sets forth revisions to proposed self-regulatory principles.

Financial Acts Enforcement Report to the Federal Reserve Board - 2008

January 22, 2009

Annual report to the Federal Reserve Board on FTC enforcement activities in 2008 related to the Truth in Lending Act, Consumer Leasing Act, Equal Credit Opportunity Act, and Electronic Fund Transfer Act.

Negative Option Marketing Report

January 1, 2009

Report presenting five marketing principles for avoiding deception in negative option offers on the Internet, which poses unique issues not present in print or telephone marketing.

Credit Report Complaint Referral Program Report

December 30, 2008

Report to Congress on system for receiving complaints from consumers about possible violations of the Fair Credit Reporting Act by nationwide consumer reporting agencies. Covers period from initiation of program in 2004 through 2007.

FACT Act Interim Report - 2008

December 23, 2008

Interim report about the accuracy and completeness of information in consumers’ credit reports and methods for improving the accuracy and completeness of such information.

Security in Numbers: SSNs and ID Theft Report

December 17, 2008

Workshop continued the work of the President's Identity Theft Task Force by exploring the uses of Social Security numbers in the private sector and the role of SSNs in identity theft.

Report to Congress on Do Not Call Improvement Act of 2007

October 1, 2008

Report to Congress that described the efforts taken by the FTC to ensure the accuracy of the Do Not Call Registry and outlined the newly implemented procedure being used to remove reassigned numbers from the Registry

Consumer Protection & the Debt Settlement Industry

September 25, 2008

Workshop exploring the growth of the for-profit debt settlement industry and analyzing how its model is affecting consumers and businesses.

Transatlantic RFID Workshop on Consumer Privacy and Data Security

September 23, 2008

Workshop exploring emerging applications of radio frequency identification (RFID) technology and their implications for consumer protection policy.

President's Identity Theft Task Force Report

September 1, 2008

Report documenting the Identity Theft Task Force’s efforts to implement recommendations of the Strategic Plan, which examined the nature and scope of identity theft and offered a far-reaching series of recommendations to reduce its incidence and impact.

Marketing Food to Children and Adolescents: A Report to Congress

July 29, 2008

Report to Congress on the food and beverage industry’s marketing to children and adolescents with a focus on industry expenditures, activities, and self-regulation.

Pay On The Go: Consumers and Contactless Payment

July 24, 2008

Town Hall meeting exploring the growth of contactless payment systems and their implications for consumer protection policy. This meeting built on a 2006 hearing which examined technological and business developments expected to shape consumers' experiences over the next ten years.

Green Building & Textiles

July 15, 2008

Workshop that examined developments in green building and textiles claims and consumer perception of such claims. This workshop was one component of the Commission's regulatory review of the Guides for the Use of Environmental Marketing Claims.

Roundtable Discussion on Phishing Education: A Staff Report by the Federal Trade Commission

July 14, 2008

Workshop focused on revitalizing consumer and business education on phishing, which uses deceptive spam that appears to be coming from legitimate, well-known sources to trick consumers into divulging sensitive or personal information.

National Do Not Call Registry Annual Report - 2007

July 10, 2008

Annual report to Congress from the FTC providing an overview of the operation of the National Do-Not-Call Registry, which provides consumers with an effective means to limit unwanted telemarketing calls.

Alcohol Report - 2008

June 26, 2008

2008 FTC alcohol report about the effectiveness of the alcohol industry's voluntary guidelines for advertising and marketing to underage audiences.
 

Beyond Voice: Mapping the Mobile Marketplace

May 6, 2008

Town Hall exploring the evolving mobile commerce (Mcommerce) marketplace and its implications for consumer protection policy. This meeting built on a 2006 hearing which examined technological and business developments expected to shape consumers' experiences over the next ten years.